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Do You Really Need a PPI Claims Company?

business questionIf you have yet to claim back PPI, then you may be wondering if you really need a PPI claims company?

These kind of companies seem to be everywhere at the moment, on the television, in newspapers, calling you on the phone…the list goes on and on.

At the end of the day, whether or not you decide to hire one of these firms depends entirely on your own unique situation. For example, if you are totally lost, know nothing about the PPI process, and just don’t have the time to get up to speed, then trying to claim back PPI by yourself is not really a very good idea.

So which PPI claims company can you trust? Well, there are certainly many of them out there, but unfortunately very few actually cut the mustard. You see, just about anybody can call themselves a “PPI claims specialist,” and this has lead to a number of con artists operating out of their parents basements taking innocent victims for a ride.

With this in mind, it’s essential that you choose a PPI claims company with a proven track record and plenty of experience, so you can be safe in the knowledge that your case will be handled by professionals.

Companies such as http://www.ppiclaimshandler.co.uk are right at the top of that list, as they helped thousands of UK residents get the money they deserve, all in the shortest amount of time possible.

Surprisingly, using such a PPI claims company is pretty cheap, and you will typically be charged around 25% of the final amount awarded. Remember, all you have to do is put your feet up and relax while the claims company does all of the hard work, so this is definitely a price worth paying, and it means you won’t have to go through all of the hassle and frustration of dealing with the banks.

One important thing to note is that you should never pay a PPI claims company upfront. This is a common scam, and if you send money without them doing anything then expect to never hear from them again. You should only send payment once they have won your case, and you have all of the money sitting in your bank account.

And finally…

No matter if you use a PPI claims company or decide to go it alone, then one thing that you must do is take action. The banks stole your money, had a party at your expense, and now they must be made to pay.

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Essential Tips to Help You Choose a PPI Claims Company

man in thoughtMany smart people are coming to the realization that claiming back PPI on your own is not a very good idea. Let’s face it, dealing with the banks by yourself is going to waste a lot of time, and just one small mistake could put an end to your PPI claim for good.

This is why using the services of a ppi claims company is becoming the number one choice for millions of people around the UK.

When you choose the right company, then your case will be put in the hands of someone who has many years experience dealing with PPI claims. This means you will minimize the risk of being rejected by the banks, and you can expect to receive a check for your compensation in as little as 6 weeks.

Imagine getting a check for £5000 in just 6 weeks from now…how would that change your life?

To see these kind of results, it’s essential that you choose the right PPI claims company. The information below will help you do that…

How much do they charge?

One of the first things you should find out when considering a PPI claims company is how much do they charge? The industry average is typically around 25% of the final amount awarded, which is considered a fair price to pay. If they are asking for a higher percentage, then you should look elsewhere.

Charging money upfront

Know this: a legitimate PPI company will never charge you any money upfront. With so many scam companies around, this is extremely risky, as there is nothing to protect you from losing your money for good. With this in mind, only work with a company that don’t charge for their services until you have been awarded a payout.

Are they regulated?

Every PPI claims company must be regulated by the Ministry of Justice if they want to be legal. For this reason, check to see if they have the seal of approval on their website, or ask them directly when speaking to a member of staff on the phone. If they can’t provide you with details of their regulation, then they are probably operating illegally which means you should stay well clear.

Beware of hype

Please understand that there are no guarantees in the world of PPI. No company can give you 100% assurance that your claim will be successful. If they are using hype or wild claims, then it is simply a marketing ploy to get you in the door.

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4 Tips For Claiming Accident Compensation

car crashEvery year millions of people are involved in accidents that were not their fault. Sometimes they suffer injuries that prevent them from working, which means they have a right to claim for loss of earnings.

Not only that, but there is also the emotional distress of being involved in an accident to consider, as it can take years to fully recover mentally.

Luckily, there is a way to fight back and claim for accident compensation. Here are 4 tips for anybody that wants to make a claim…

Injury claim solicitor

Without a doubt, hiring an injury claim solicitor is a smart move. They will be able to take on the case and use their many years of experience to get compensation in the shortest amount of time possible.

A good company to contact is http://www.compensationclaimsassist.com as they have a proven track record of helping clients get what they deserve.

Send a claim letter

Once you hire an injury claim solicitor, then they will send a claim letter to the defendant on your behalf.

However, if you decide to go it alone, then you will need to do this yourself. As well as informing them on your decision to pursue a claim, you should also tell them how much your claim is worth.

For example, let’s say you slipped on a banana peel in the supermarket, then you might decide that this is worth $10,000 in compensation. Of course, if you have an injury claim solicitor on your side, then they can advise you on how much to claim.

Accepting a settlement

Many times, instead of going through the hassle of taking it to court, a defendant will take the easy option of offering a settlement as compensation. This means if you initially asked for $10,000, then they might offer you a settlement of $5000.

Only you can decide if this is acceptable. On the one hand, accepting the settlement will mean you don’t have to take the case to court, and you also get some quick cash in your pocket.

On the other hand, you might feel that you deserve more money for your physical and emotional distress, which means the settlement offer would be deemed unacceptable.

Never give up

Just remember that claiming accident compensation can take a bit of time, even if you have a very good solicitor working for you. The wheels of the justice system often move slowly, which means you need to have patience and be prepared for the long haul.

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Mis Sold PPI = 50 Million?

pound notesAs you are no doubt aware, PPI Claims are on the rise. But did you know that the amount of policies mis sold to innocent UK consumers could be close to 50 million?

The truth is finally starting to come out. A few years ago, it was claimed that 5 million PPI policies were mis sold. Then that number rose to 10 million. Then it shot to 20 million. And now…50 million!

There seems to be no end to the horror that banks have subjected innocent people to. Who knows, in a few years that figure might be closer to 100 million? It wouldn’t surprise us at all.

So what does this all mean? Well, when you consider the fact that so far there has only been around 5 million PPI compensation payouts (that’s billions of pounds by the way), there is still 90% of mis sold PPI waiting to be claimed by people just like you.

Even if you don’t think you have a claim, there is a high chance that you are wrong. The reason? Because many PPI policies were “hidden,” which means the majority of people had no idea that they were actually paying for PPI.

These banks are masters of the dark art of hiding things in the small print. Well, their cunning plan worked for a few years, but then the government rumbled their party.

Now they are being forced to pay back all of this mis sold PPI to the innocent victims of their evil plot. They nearly got away with it too, but luckily there are still some people in the government who are prepared to stand up for what is right.

What to do next?

It’s crucial that you get independent expert advice. The best way to do this is by contacting a PPI claims expert who can take a closer look at your case.

Don’t worry, these are NOT salesmen, and you won’t be pressured into doing anything that you don’t want to. Far from it. These independent experts are more like freedom fighters who have an overwhelming sense of justice.

They hate to see innocent victims like you trampled on in the mud by these big banker fat cats. The time for retribution is now, and luckily, your freedom fighter is only a phone call away.

So what are you waiting for? Contact a independent PPI expert immediately, and find out how much you could be owed in mis sold PPI.

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3 Tips For Reclaiming Mis-Sold PPI

three fingersPPI, also known as payment protection insurance, is a policy that was sold by banks and loan companies when you took out a mortgage, credit card, or loan. However, it turns out that the vast majority of these policies were mis-sold, which means you might be entitled to get your money back.

Keen to find out more? Here are 3 tips for reclaiming mis-sold PPI…

PPI company

Without a shadow of a doubt, then best way to get every penny that you are owed is to contact a mis sold ppi company online or offline.

These companies have teams of experienced professionals, or are used to dealing with financial institutions on a clients behalf.

If you want to reclaim your mis-sold PPI in the shortest amount of time possible, and with the least amount of hassle and frustration, then this is definitely the way to go.

Go it alone

Maybe you don’t like the thought of hiring a PPI company, and instead, you would prefer to go it alone? If this is the case, then you will need to send a letter to the bank or loan company who mis-sold you the PPI policy.

Luckily, there are a number of template letters available to download online, so you won’t have to start from scratch. Just be aware that following this route is not always straight forward. You could find yourself sending letters back and forth with the banks for months on end until you see a successful resolution to your case.

For this reason, we recommend that you only go it alone if you have some knowledge about the subject, and you also have a lot of spare time on your hands.

How much could you be owed?

Recent statistics have shown that the average PPI claims payout is for £3,457. This means that you could be due a nice little windfall, and it will certainly make your life easier during these tough economic times.

Do you want to find out how much money you might be owed? If so, then we highly recommend that you use a PPI calculator which can easily be found online. This should give you a more specific number, so you are able to see whether or not your claim is worth pursuing.

Conclusion

Don’t let the banks and loan companies get away with it. They have been stealing your money for long enough, now it’s time to get your own back. Don’t delay another second…reclaim mis-sold PPI today!

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5 Huge PPI Mistakes! Do You Make Any of These?

mistake whiteboardIf you watch the news or read the newspapers, then you will be aware that the UK is currently in the middle of a ppi claims boom.

Millions of innocent people were wrongly sold “dud” PPI policies, but now the banks are having to pay everyone back.

Want a piece of the pie? If so, then you should avoid these huge PPI mistakes…

Not finding out if you are owed PPI

One of the most common mistakes is trying to reclaim PPI when there is no claim in the first place. This can end up wasting hours of your time, so it’s a good idea to find out for sure before you set the wheels in motion.

Not speaking with a PPI advisor

Because PPI is such a hot topic right now, there are certain companies that offer PPI advice completely free of charge. All you have to do is supply them with a few basic details, and then they can look closer at your case. Also, if you wish to proceed, then a PPI advisor can contact the banks on your behalf, which means you don’t have to do any of the “heavy lifting.”

Not using a PPI template letter

Maybe you have decided that you are going to reclaim PPI by yourself? If this is the case, then you should save time by using a PPI template letter. These are free to download on many trustworthy sites, and then you simply fill-in the blanks with your personal details.

Not using a PPI calculator

Not sure how much PPI you could be owed? To decide whether or not a claim is worth your time, use a PPI calculator to get a better idea of the amount of money involved. You can usually find a PPI calculator on the sites that offer PPI template letters.

Not spending the money wisely

Once you have been successful in your PPI claim, then you will be awarded a check, which could go into thousands of pounds. While maybe not a life changing sum of money, it can definitely be put to good use, so you should think carefully before splashing the cash.

As an example, you could invest the money in precious metals such as gold, silver, or platinum, so you have something to fall back on when you retire.

On the flip side, maybe you just want to treat yourself, by spending your PPI money on clothes, gadgets, or a brand new car? Ultimately, it’s your decision!

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