diaryOne of the most asked questions on the internet is “how do I improve my credit score?

If you are in the same situation as millions of other people, then this article will be one of the most important that you ever read.

Quite simply, we are going to walk you through, step by step, how to improve your credit score in 3 short months.

Let the fun begin…

It starts with a credit repair company

Unless you are an expert in all matter related to credit repair, then it’s a good idea to leave the majority of the work to experts. This is why you need a credit repair company on your side, so they can repair your score without you having to lift a finger.

Just make sure you choose one of the best credit repair companies out there, so you are positive they will do a good job.

Errors on your credit report

Another way to improve your credit score is to check your report for any errors. In a recent newspaper article, a financial expert made the shocking claim that 81% of all credit reports contain at least one error that is severely impacting their credit score.

For this reason, don’t delay checking your credit report for another second. Luckily, you can now see your credit report online, which means there is no reason to put it off any longer.

Stop getting in debt

The further you get into debt, the lower your credit score drops. This means you should stop applying for new credit cards, payday loans, or personal loans.

Start getting out of debt

Once you stop taking on new debt, it’s important that you begin the process of getting out of your existing debt.

Ultimately, the only real way to do this is by good old hard work and persistence. Pay more than the minimum payment every month, and try to free up as much cash as possible to keep chipping away.

Be patient

Unfortunately, there are many unrealistic claims out there about how long it takes to completely repair your credit. Know this – You will not be able to improve your credit score overnight or in a few days. It just isn’t possible.

Instead, if you follow the tips we have laid out for you above, then you should start to notice significant improvements in around 3 short months. Obviously, this depends on your own unique situation, but in the majority of cases this is the average time line.